*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#17313b;background:#f7fbfc;line-height:1.65}.wrap{width:min(1080px,calc(100% - 32px));margin:auto}.narrow{width:min(760px,calc(100% - 32px))}.hero{background:#e9f3f4;padding:72px 0 64px}.eyebrow{margin:0 0 10px;color:#2a8e9e;font-size:.78rem;font-weight:800;letter-spacing:.12em}.hero h1{max-width:760px;margin:0;font-size:clamp(2.2rem,6vw,4rem);line-height:1.08;color:#023347}.lead{max-width:680px;font-size:1.15rem;color:#45616a}.card{background:#fff;border:1px solid #dcebed;border-radius:18px;box-shadow:0 12px 35px rgba(2,51,71,.08)}.calculator{max-width:620px;padding:28px;margin-top:30px}.calculator label{display:block;font-weight:700;margin-bottom:8px;color:#023347}.calculator input{width:100%;height:52px;padding:0 14px;border:1px solid #b9d1d6;border-radius:10px;font:inherit;background:#fff}.calculator button{width:100%;margin-top:14px;min-height:52px;border:0;border-radius:10px;background:#2a8e9e;color:#fff;font-weight:800;font-size:1rem;cursor:pointer}.calculator button:hover{filter:brightness(.94)}.error{color:#b42318;margin:12px 0 0;font-weight:600}.results-section{padding:50px 0}.result-card{padding:34px}.result-card h2{margin:0;color:#023347;font-size:clamp(1.7rem,4vw,2.5rem)}.result-message{margin:5px 0 25px;color:#526c74}.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.stat{padding:20px 10px;text-align:center;border:1px solid #e0ecee;border-radius:12px;background:#f7fbfc}.stat strong{display:block;font-size:clamp(1.4rem,4vw,2rem);color:#023347}.stat span{font-size:.9rem;color:#627a82}.details{margin-top:20px;border-top:1px solid #e4edef}.details p{display:flex;justify-content:space-between;gap:20px;border-bottom:1px solid #e4edef;margin:0;padding:13px 0}.details strong{color:#023347}.content{padding:15px 0 65px}.content h2{margin-top:42px;color:#023347;line-height:1.25}.content h3{margin-top:28px;color:#234b57}.content li{margin:8px 0}.cta{margin-top:45px;padding:28px;background:#e9f3f4;border-radius:16px}.cta h2{margin-top:0}.cta a{display:inline-block;margin-top:8px;color:#fff;background:#2a8e9e;padding:11px 17px;border-radius:9px;text-decoration:none;font-weight:800}footer{padding:25px 0;border-top:1px solid #dcebed;color:#627a82;font-size:.9rem}@media(max-width:650px){.hero{padding:48px 0}.stats{grid-template-columns:repeat(2,1fr)}.result-card{padding:22px}.details p{align-items:flex-start}.hero h1{font-size:2.35rem}}